Down Payment Assistance Loans
CALHFA FHA
- Up to 3.5% Down Payment Assistance*
- $0 Down with 3.5% DPA*
- 660 Middle Credit Score
- Occupying and Non Occupying Borrowers allowed
- 30 Year Fixed Loans
- NO Pre payment penalties
- NO Assets in the Bank required
CALHFA FHA combined w/ ZIP
- Up to 3.5% Down Payment Assistance*
- Up to 4% For Closing Costs*
CALHFA PLUS
- Up to 3.5% Down Payment Assistance*
- $0 Down with 3.5% DPA*
- 660 Middle Credit Score
- 30 Year Fixed Loans
- NO Pre payment penalties
- NO Assets in the Bank required
CALHFA PLUS combined w/ Zip
- Up to 3.5% Down Payment Assistance*
- Up to 4% For Closing Costs*
CALHFA VA w/ ZIP
- $0 Down
- 660 Middle Credit Score
- 30 Year Fixed Loans
- NO Pre payment penalties
- NO Assets in the Bank required
- Up to 4% For Closing Costs
$0 Money Down & $0 Closing Costs
W/ CALHFA Plus ZIP
W/ CALHFA FHA ZIP
*DPA and ZIP amounts vary and can be up to the amounts listed above.
*Must be first time homebuyer (No ownership in the past 3 years).
*DAP and ZIP does not always cover all the down payment and/or Closing Costs.