Buy A Home

Mortgage & Loan Help Center

Information & Tips to Help During the Home-buying Process

Down Payment Assistance Loans CALHFA FHA Up to 3.5% Down Payment Assistance* $0 Down with 3.5% DPA* 660 Middle Credit Score Occupying …

Down Payment Protection Where title insurance, private mortgage insurance and homeowner’s insurance each make lending more secure for the lenders, only Harris …

Alternative Loans 80-10-10 Avoid Jumbo rates with an 80/10/10 10% down Up to $350,000 second NO Pre payment penalties Private Money Bankruptcy …

Conventional Loans Home Ready 3% Down Gift OK 30 Year Fixed 620 Middle Credit Score NO Pre payment penalties Home Possible 3% …

Government Loans Federal Housing Administration (FHA) 3.5% Down Payment 580 Middle Credit Score 500 Middle Credit Score w/ 10% Down Payment Occupying …

The Mortgage Process Introduction In order to provide you with the most pleasant experience possible, please read through this pamphlet which will …

Do’s and Don’ts of the Home Mortgage Process Here are a few Do’s and Don’ts to remember before and during your home …

30 Year vs 15 Year Mortgage An Overview A bewildering variety of mortgages may be available, but for most homebuyers, in practice, …

5 Reasons to Invest While there are endless ways to invest your money, a 2019 Gallup poll found that 35% of American …